frankly – Digital pension solution

The AHV/IV (1st pillar) only covers the minimum subsistence level in the event of old age, disability or death. One in every four self-employed persons is neither a member of a pension fund (2nd pillar) nor holder of a pillar 3a account, which results in a large pension gap. We support you in providing for your future appropriately and in closing these gaps as well as possible.

With frankly, the digital pillar 3a and vested benefits account from Zürcher Kantonalbank, you can save for your pension in a way which is both simple and inexpensive.

The benefits for you

• Simple, understandable and entirely digital: You can open your pension solution in just a few minutes without any paperwork and without needing to visit the bank.
• Attractive yield opportunities: You invest in high-quality Swisscanto investment products that keep your pension assets in cash.
• Save on fees: Thanks to the all-in fee, frankly is 60% cheaper than comparable securities savings offerings (source: moneyland.ch).
• Sustainable investing: You invest in Swisscanto’s active investment products with the sustainability approach.
• Start with as little as CHF 1: You decide how much you want to pay in and for how long (legal regulations must be observed).
• Switching made easy: at no cost and with little effort. In just a few steps you can transfer your existing 3a solution to frankly. frankly will pay the transfer costs.*
• Save together with the community discount: You’re not alone. The more people who use frankly, the cheaper the all-in fee becomes for everyone.
• A secure foundation for your future: frankly was developed by Zürcher Kantonalbank, one of the safest universal banks in the world. So you can count on Zürcher Kantonalbank’s more than 150 years of expertise.
• A wide range of products for your retirement planning: In addition to the pillar 3a, you can also deposit your vested benefits with frankly. Therefore, in addition to the third pillar frankly also cover the second pillar of your retirement benefits.

Offer

All offers are only valid for new frankly customers within 48 hours of first opening an account. The codes cannot be used in conjunction with any other voucher codes.

This is an advertisement for a financial service. © 2023 Savings 3 Pension Foundation and Vested Benefits Foundation of Zürcher Kantonalbank.